Current Rates (as of 10/01/2024)
Annual percentage yield (APY) is a normalized representation of an interest rate based on
a compounding period of one year. APY generally refers to the rate paid to a depositor by a financial
institution, while the  annual percentage rate (APR) refers to the rate paid to a financial institution by a borrower.

Deposit Rates:
Share/Savings Accounts  0.20% APY     Dividend Rate  0.20%
Minimum balance to earn = $50.00
Minimum balance required = $5.00
Club Share Accounts 0.20% APY     Dividend Rate  0.20%
Minimum balance to earn = $50.00
Share Draft/Checking Accounts 0.05% APY     Dividend Rate 0.05%
Minimum balance to earn = $300.00
Money Market Share Accounts 0.40% APY     Dividend Rate 0.40%
Minimum balance to earn disclosed rate = $5,000.00
IRA Accounts 0.60% APY     Dividend Rate 0.60%
(Individual Retirement Accounts)
Annual IRA Fee = $8.00
All of the accounts listed above are variable rate accounts and the rate may change after the account is opened.  The dividend rate and annual percentage yield may change at any time, as determined by the Board of Directors.  The rates listed above are as of the last dividend declaration date.  For a complete listing of details on the above accounts, please request a full account disclosure.  Fees will reduce the APY stated above.


New Titled Vehicles:
Maximum 90% Book Value
3.99% APR    Credit Rating 700+
     4.99% APR    Credit Rating 670-699
     5.99% APR    Credit Rating 640-669
     7.99% APR    Credit Rating 600-639
            8.99% APR    Credit Rating 599 & under

Used Titled Vehicles:
Maximum 80% Book Value
4.99% APR      Credit Rating 700+
     6.99% APR      Credit Rating 670-699
     7.99% APR      Credit Rating 640-669
     9.99% APR      Credit Rating 600-639
           10.99% APR      Credit Rating 599 & under

Effective 8/01/2023 all Motorcycles, Campers, RV's, ATV's and Boats will have the following rates:
6.99% APR          Credit Rating 750 plus
10% APR           Credit Rating 670-749
11% APR           Credit Rating 640-669
13% APR           Credit Rating 600-639
14% APR          Credit Rating 599 and below
​
Any member that is a Veteran may receive .50% discount on above listed rates for new/used cars, trucks, boats, campers, RV's, ATV's and motorcycles

​Share Secured Loan
2.00% APR
​
Signature Loan
11.50% APR

Line-of-Credit
11.50% APR

Visa Credit Card
11.25%     Credit Rating 650+

All Loans Subject to Credit Approval

YOUR DEPOSITS ARE INSURED TO $250,000 PER ACCOUNT BY AMERICAN SHARE INSURANCE (ASI)

"MEMBERS' ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY." THIS INSTITUTION IS NOT FEDERALLY INSURED. IF THIS INSTITUTION FAILS, THE FEDERAL GOVERNMENT DOES NOT GUARANTEE DEPOSITORS WILL GET BACK THEIR MONEY.

191 PARK AVENUE EAST,
 MANSFIELD, OHIO 44902


PHONE: (419) 526-1616